Education Saving and 529 Plans
Saving for education is often the number one goal of our clients. 529 Plan accounts, named for Section 529 of the Internal Revenue Code, are flexible accounts specifically designed for college savings. Qualified distributions from a 529 Plan account are federal income tax-free.

Each 529 Plan is state-sponsored and managed by a financial services company. Residents of any state can invest in any plan, making the selection of a plan of paramount importance. We bring both expertise and common sense to the selection and tracking process.
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Estate & Gift Planning
Effective estate and gift planning facilitates the orderly transfer of assets to your beneficiaries, provides security for your surviving spouse, and can reduce or eliminate the tax due on the transfer of your business and other assets. For business owners, providing for business continuity and succession of ownership is essential. We can guide you through the complex process of getting your financial affairs in order.
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Executive Compensation Planning
Our goal is to deliver customized executive compensation solutions that address our clients' business and legal concerns. We appreciate the importance that such matters can have on a client's ability to keep pace with the competitive demands of their business. We understand the need to listen to and communicate with clients to ensure that our solutions are effective, understandable and efficient to administer.
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Family Limited Partnership
Management and tax effective transferring of assets to the next generation is a significant concern to many families. Maintaining control over assets, distributions and investment can often be achieved with proper planning. Given a family’s goals we assist in both the proper partnership ownership structure and selection of appropriate assets to make transfers even more effective using appropriate “market value” discounts. Often, this process is ongoing as the family continues to make gifts to younger members.
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Individual Taxation
We address taxes as one the largest but controllable expenses in your financial life. We are pro-active in advising by addressing issues, planning opportunities and legislative changes with you during the year, not just at income tax time! We have clients throughout the United States. We prepare your returns in our offices under our direct supervisions. We do not outsource work overseas. We enjoy a well-respected reputation with tax authorities.
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Investment Planning
Proper investment planning considers all of the various assets across your life: personal assets, retirement plans, trusts and your business interests. We review investment plans to evaluate all of the areas and integrate ideas your specific tax situation. We consult on tax effective strategies to maximize “after-tax” returns remembering that taxes are not the only factor to be considered.
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Stock Options
Employers grant stock options as an incentive and to reward valued employees. The strategies of exercise and economics are seldom explained and even less frequently understood. We can dramatically impact the economics with proper planning integrating issues related to Alternative Minimum Tax (AMT), tax withholding or estimated tax requirements and special treatment of incentive stock options (ISO).
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IRA, Pension & Keogh Rules
We assist clients, including their businesses, in determining the various eligible types of retirement plans that fit their needs, maximize contributions, integrate plan distributions with IRS requirements, analyze the effects of tax-free rollovers, and even help with filing requirements. Retirement plans and retirement planning has undergone many significant changes due to recent changes in the law and maximizing your contributions is important to your retirement security.
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Succession Planning
Succession planning is a systematic methodology for ensuring that the company has the leadership and management talent to sustain growth and profitability into the next decade. While the strategic and long-range plan sets forth the vision and strategic direction of the enterprise, the succession plan identifies the company’s future organizational needs in terms of the skills, knowledge and abilities of its leaders, key managers and associates.

Succession planning helps organizations to build their capabilities by acquiring and developing the company's human resources.
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Tax Planning
Tax planning and preparation form a winning combination for our successful individual and business clients. Whether you are an individual, a corporation, or a multi-tiered partnership, our experienced staff can develop tax strategies that take advantage of new tax laws and legislation.
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